
10 Steps to Buying Your First Home in Australia
A clear, simplified guide for immigrants navigating the Australian property market. Learn how to get pre-approved, access first home buyer grants, and secure the right loan with confidence
We handle the complexities of lending, so you can focus on what matters — finding your perfect property and building your future
We make buying your first home simple, explaining your options and helping you secure a loan that fits your budget and future goals
Start or expand your property portfolio with expert support and access to investment loan options, including SMSF loans
Whether you’re moving into a bigger home or a new area, we’ll guide you through the transition with the right financing
Let’s review your current mortgage and find better rates, reduce repayments, or unlock useful features
With just a suitcase and a dream, Vee arrived in a foreign land and faced challenges head-on. Today, she’s a proud homeowner and successful property investor, proof that it’s possible to build a new life from the ground up
EXCELLENT Based on 32 reviews mira gomez2026-01-23Trustindex verifies that the original source of the review is Google. Vee was very helpful, approachable and knowledgeable with my lending advice. Her thorough and clear advice gave me confidence with my the next steps. Highly recommendable. Thanks Vee! Haesel Soriano2026-01-19Trustindex verifies that the original source of the review is Google. Really appreciate all the help with understanding first home buying. She is very knowledgeable and answers any questions thoroughly. Ruth Saniel2026-01-07Trustindex verifies that the original source of the review is Google. Tita Vee is a great person to work with, she ensures that all your questions are answered promptly and in depth. During the process, she continually reaches out and reminds her customers of their financial needs to achieve their goal. Je Q2025-11-09Trustindex verifies that the original source of the review is Google. Ms. Vee (Violeta Perez) helped us secure our first home under the recently implemented First Home Buyer Grant. We cannot thank her enough, because if not for her guidance and the information she willingly shared with us about the process, we would still be competing for rentals. She helped us understand how to find a way to purchase a home, even with so little money for deposit, and secure a loan even with a tricky financial situation. A lot of parties helped us--our solicitor and agent, but Ms. Vee was key to all this, as she was very persistent in chasing the bank. Very organised, easy to talk to, and you can feel her genuine concern and eagerness to help. I highly recommend Ms. Vee if anyone is interested in purchasing a property but dont know where to start. :) Michelle Galletes2025-10-09Trustindex verifies that the original source of the review is Google. ⭐️⭐️⭐️⭐️⭐️ Ate Vee was amazing to work with! She guided us through our first home buying journey with so much care, patience, and professionalism. She made everything easier, we’re so grateful for all her help! gopi krishna2025-09-01Trustindex verifies that the original source of the review is Google. I can’t thank Violy enough for her help in securing my home loan. I’ve found home loans and mortgages overwhelming, and transitioning from vendor finance to a bank loan brought even more questions to mind. Violy was incredibly patient and accommodating—always ready to answer my random questions and provide clarifications, no matter the time. Her clear breakdown of the timeline, timely reminders to the vendor, and most importantly, her suggestions and advice made the entire process so much easier to navigate. Would recommend highly!! All the Best! Marlene Prieto2025-08-31Trustindex verifies that the original source of the review is Google. It was such a blessing when we purchased our unit. Our friend introduced us to Vee(Violy Perez) who gave us ideas, explained things in detail on acquiring a property and guided us throughout the process. We really have not much knowledge and what to do thats why we were hesitant at first. When we speak to Vee, she explains things that makes it easy for us to understand the process and layout payment terms, and gave us a better option that will suit our financial status well. It was a no stress process. We are so much blessed that we were introduced to Vee. She was there all way until we settled in our new home that we bought. Truly a blessing! Big Thanks to Vee 👍 Raki C2025-08-31Trustindex verifies that the original source of the review is Google. Vee is very knowledgeable and explains things clearly which can be easily understood. She's amazing because she goes the extra mile and does this with only the purest intention of helping you plan what's best for you. Darren Common2025-05-20Trustindex verifies that the original source of the review is Google. Dealing with Voileta directly on my options to purchase my investment property. She is very helpful and quick to respond. Highly Recommended Leena2025-04-26Trustindex verifies that the original source of the review is Google. Cannot compliment Vee enough! She has been so supportive and she just makes the whole mortgage process so easy. Vee takes the time to understand your situation and provide guidance when needed. I appreciate all of her help and just being patient with me. She is so incredibly responsive and she definitely knows what she is talking about. Her hard work speaks volumes! Definitely 110% would recommend Vee to anyone and everyone!Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

Understanding your borrowing capacity, credit score, and the different ways to apply for a home loan is crucial for Australians navigating the mortgage process.

Learn practical tips on how to take your first steps into the property market and what you need to know when buying a home in Australia.

Para sa maraming naninirahan sa Australia, isa sa pinakamalaking pangarap ay ang magkaroon ng sariling bahay. Alamin ang mga pangunahing dapat malaman ng mga gustong bumiling bahay.
Your own personal, non-bank affiliated mortgage broker who understands the unique challenges of settling in Australia. We've been through the journey ourselves.
Our service costs you nothing. 1 We're paid by the lender when your loan settles, we focus 100% on finding you the right solution
Access to 60+ banks and lenders in one place, 2 saving you the time and giving you more options to find the perfect loan match for your situation
We don't just help you settle your loan, we're here for the long term. From regular reviews to refinancing opportunities, we'll help optimise your financial journey in Australia.
Authorized Credit Representative Number: 553482

A clear, simplified guide for immigrants navigating the Australian property market. Learn how to get pre-approved, access first home buyer grants, and secure the right loan with confidence

A straightforward guide for first-time investors ready to grow wealth through real estate. Discover how to choose the right property, access expert support, and build a portfolio that creates passive income and long-term value

A practical guide for immigrants looking to retire sooner. Discover how to leverage property investment, maximise your income, and plan strategically for a financially free future in Australia
Discover the Step-by-Step Process in Our Simplified Home Loan Process Guide
A private list for professionals and immigrants making smarter finance decisions.
Every Tuesday: practical strategies across first home buying, property investing (including SMSFs), and business finance.
New Roots Aussie Finance ACN 679150246 is authorised under Beagle Finance Pty Ltd. Credit Representative Number 562104 of Australian Credit Licence 383640
The information presented is intended for general guidance and illustrative purposes. While we exercise due care in its preparation, any party seeking to rely on this content should conduct their own independent inquiries to determine its applicability to their specific circumstances. All lending products are subject to credit assessment, eligibility criteria, terms, conditions, fees, and charges. Interest rates are subject to change. Information correct at time of publication may vary. Available to approved applicants only.
1 Our broker service is generally commission-based, with payment received from the lender upon settlement. In certain circumstances, your broker may charge a direct fee. This will be clearly disclosed prior to engagement.
2 Access to lenders varies by broker and is subject to individual lender criteria and assessment. Full details of available lenders are provided in your broker’s Credit Guide upon commencement of credit assistance, or upon request.
3 We offer ongoing relationship management through regular view, tailored to your preferences. Standard communication is typically via email, with additional support available as needed. You maintain the right to opt out of these communications at any time.